Commercial Loans and Lines
Term Loans
Term Loans provide a specific amount of credit to purchase assets or meet a specific financing need.
- Longer term (up to 10 years) financing for expansion projects, equipment or building purchases
- Customized & predictable repayment terms over a fixed period of time
- Fixed or floating interest rates
- Collateral can range from accounts receivables to corporate or personal assets
Lines of Credit
Silvergate Bank offers lines of credit to assist your business finance working capital and short term needs. This financing can support the continued growth of your business. Lines of credit are a cost effective way to borrow and repay what your business needs when you need it.
- Collateral can range from accounts receivables to corporate or personal assets
- Floating interest rate
- Reuse funds – you control the principal reductions
- Easy access through a Business Checking Account and Business Online Banking