Personal Checking Accounts

Silvergate Free Checking

The free checking account is ideal for consumer customers who want a checking account with no minimum balances to maintain.

Monthly Maintenance Fee
  • N/A
Minimum Balance Requirements
  • $100 minimum balance required to open this account
Interest Paid
  • No
Features and Benefits
  • Free Online Banking
  • Free Online Banking Bill Pay
  • Free Silvergate Bank Online Banking
  • ATM/Visa® Debit Card
  • Personalized relationship-based service

Elite Checking

Ideal for consumer customers who maintain higher balances and want to earn interest on their funds.

Monthly Maintenance Fee
  • $10, waived with average daily balance of $2,000
Minimum Balance Requirements
  • $100 minimum balance required to open this account.  $2,000 average daily balance required to waive monthly maintenance fee
Interest Paid
  • Yes
Features and Benefits
  • Free Online Banking
  • Free Online Banking Bill Pay
  • ATM/Visa® Debit Card
  • Free Logo Checks
  • Personalized relationship-based service